charge annual fees. The relationship bonus, which will be in the form of rewards points, will post to your account in the thirteenth month after your credit card account was opened and annually on this date thereafter for as long as you maintain your qualifying deposit account. The relationship bonus, which will be in the form of rewards points, will post to your account in the thirteenth month after your credit card account was opened and annually on this date thereafter for as long as you maintain your qualifying deposit account. Cell phone protection of up to $600, minus a $25 deductible, for damage to or theft of your phone (when you use the card to pay your monthly cell phone bill). If your Portfolio by Wells Fargo® program statement-ending qualifying relationship balance is $250,000 or more, you will earn a 50% relationship bonus. Go Far Rewards is a bank loyalty program offered by Wells Fargo. The Wells Fargo Propel is designed for people with good credit. Dining: eating places and restaurants, drinking places, or fast food restaurants (caterers, bakeries, grocery stores, and other miscellaneous places that serve food or operate restaurants on their premises are not considered eating places and restaurants). Pre-qualified offers are not binding. Points are worth 1 cent apiece. Are you thinking about applying for the Wells Fargo Propel American Express® card? You get an unlimited 2% cash back on every purchase: 1% when you buy something and another 1% when you pay it off. For cash back, you can redeem via a Wells Fargo ATM, as long as it's in $20/2,000-point amounts. Your relationship bonus percentage will be determined based on the type of qualifying deposit account you own. 1Three rewards points (1 base point plus 2 bonus points) are earned per $1 spent on net purchases (purchases minus returns/credits) at U.S. retailers whose merchant code for American Express is classified as gas station and automated fuel dispensers (gas purchases at warehouse/membership clubs, grocery stores, car washes, auto repair stores, and superstores that sell gasoline may not earn bonus points) and two rewards points (1 base point plus 1 bonus point) per $1 spent on net purchases at U.S. retailers whose merchant code for American Express is classified as eating places and restaurants, drinking places, and fast food restaurants (caterers and bakers, grocery stores, and other miscellaneous places that serve food or operate restaurants on their premises may not earn bonus points). If you want rewards from a travel card without annual fees but find the idea of tracking bonus categories unpalatable, the Bank of America® Travel Rewards credit card is a solid choice. That means that for a card to be worth it, you would have to earn enough value in rewards to break even with the annual fee. You'll earn 3X … However, when using them for cash back, you can redeem only in $25 increments — or $20 increments at a Wells Fargo ATM. However, this does not influence our evaluations. Username. Banks, issuers and credit card companies are not responsible for any content posted on the NerdWallet site, nor do they endorse or guarantee any posted comments or reviews. All other eligible spending earns 1 point per $1 spent. The streaming services category is also a differentiator and could be valuable to the right kind of user. Before COVID-19 … Points are worth 1 cent apiece. You also earn 3 points per dollar spent — twice the card's usual rate — at the Bank of America® Travel Center. For cash back, you can redeem via a Wells Fargo ATM, as long as it's in $20/2,000-point amounts. It's rare to find a travel rewards card that offers this much ongoing value at no yearly cost (assuming you don't rack up interest charges). But the Wells Fargo Propel American Express® card also earns triple points on discount travel sites, not to mention homestays and rideshares. If you prize simplicity in a rewards credit card, this is a good option. This category includes gas stations, rideshares and transit. Accelerated Rewards Points Earnings and Powerful Rewards Bonus. Wells Fargo Propel: 20,000 bonus points after spending $1,000 in purchases the first three months ($200 value) Since the bonuses are the same, the one with the most value will be the one that works best for your goals. Purchases not processed using these codes for American Express mentioned above will not qualify for bonus points. Generally speaking, good credit means a credit score of 690 or better. Learn more. 20,000 Bonus Points. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS™, cash equivalents such as money orders and prepaid gift cards, wire transfers, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn points. The annual fee is $0. It has an annual fee of. If your streaming service subscription is bundled with another product, membership, or service or billed by a third party (such as a digital platform, a cable, telecommunications, internet provider, online retailer, or in-vehicle streaming service), your purchase may not be eligible for bonus rewards points. Refer to the Go Far® Rewards Program Terms and Conditions and Addendum for the Wells Fargo Propel World American Express® Card for details. Wells Fargo credit cards mobile app review, Bank of America® Travel Rewards credit card, If you want rewards from a travel card without annual fees but find the idea of tracking bonus categories unpalatable, the, is a solid choice. portal. . However, it is important to note that the issuer is Wells Fargo, not American Express. program can earn bonuses on their earnings of 25% or more. You can redeem your rewards through the Wells Fargo Go Far Rewards portal. requires good to excellent credit. Turn purchases into value with Amex-Only deals through My Wells Fargo Deals. No categories to remember or points to mess around with. One rewards point will be earned per $1 spent on other net purchases. That's not an issue with the. There’s no limit to the number of points you can earn on the. Your relationship bonus percentage will be determined based on the type of qualifying deposit account you own. You can also redeem by phone or online in $25/2,500-point increments, which can be applied directly toward any eligible Wells Fargo account or you can request a check. This is due to the point value boost the Visa Signature Card offers and the excellent categories and earning rates of the Propel … It has an annual fee of $0, but instead of tiered rewards, it offers 2% cash back on everything — 1% back when you make a purchase and another 1% back as you pay for it. So for overseas travel, this card might not be your best bet. If you're yearning to earn a big pile of travel points but can't stomach the thought of paying a hefty annual fee to do so, the Wells Fargo Propel American Express® card is one of the top options on the market. The Wells Fargo Propel American Express card offers 3 points per dollar spent in popular spending categories including restaurants, gas, travel, and some popular streaming services. But a credit score alone isn’t enough to qualify for any credit card. » MORE: Wells Fargo credit cards mobile app review. NerdWallet's best cards for streaming services. Simply use your eligible Wells Fargo 365 Propel® American Express Card to pay your monthly cell telephone bill and get up to $600 of cell phone damage and thief protection (subject to a $25 … Pre-qualified offers are not binding. It may not have a lot of fancy perks, but no other card lets you rack up such rich rewards on such a wide swath of common spending categories while paying nothing to carry it. NerdWallet's ratings are determined by our editorial team. The Wells Fargo Propel card is an American Express card – rather than a Visa or Mastercard. All other spending earns 1 point per dollar. Welcome offer: Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value. $0 annual fee and no foreign currency conversion fee, Earn 3X points on eating out and ordering in. Earn 3X points for however you fly and stay, ride and drive. You can redeem them for travel, cash back or gift cards. The bottom line: If you want excellent rewards for an unbeatable price, it's hard to do much better than this. You cannot earn a relationship bonus on points that are earned as either bonus points or as promotional points. 0% intro APR for 12 months on purchases and qualifying balance transfers, and then the ongoing APR of 14.49% - 24.99% Variable APR, of up to $600, minus a $25 deductible, for damage to or theft of your phone (when you use the card to pay your monthly cell phone bill). Purchases not processed using the codes for American Express mentioned above will not qualify for bonus points. Wells Fargo Propel American Express® card full terms and conditions. Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc.: Licenses, NerdWallet Compare, Inc. NMLS ID# 1617539, NMLS Consumer AccessLicenses and Disclosures, California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812. But it does come with a generous welcome offer, a 0% intro APR period, and extras like cell phone protection and supplementary rental car insurance. But it does come with a generous welcome offer, a 0% intro APR period, and extras like cell phone protection and supplementary rental car insurance. , and rewards never expire as long as your account is open. All financial products, shopping products and services are presented without warranty. *, Auto protection and insurance including roadside assistance and car rental coverage. There are also options to buy merchandise and digital downloads with Propel … So how do we make money? You earn 3 points per dollar on a range of common expenses: restaurant dining, takeout and bars; gas stations, rideshares and transit; travel purchases like flights, hotels and homestays; and eligible streaming services such as Apple Music, Hulu, Netflix, Pandora and Spotify Premium. *, Purchase protections including return protection and extended warranty. I'll be using it for gas while not on the 5% quarter for my chase freedom … Refer to the Go Far® Rewards Program Terms and Conditions and Addendum for the Wells Fargo Propel 365 American Express® Card for details. Earn 3x points on Airlines and 2x points at Hotels and 1x on other net purchases (purchases minus returns/credits)1.You will earn additional rewards points through a Relationship Bonus if you maintain a qualifying consumer Wells Fargo checking or savings account, or have the Portfolio by Wells Fargo® program2. You will earn additional rewards points through a Relationship Bonus if you maintain a qualifying consumer Wells Fargo checking or savings account, or have the Portfolio by Wells Fargo® program2. Rewards can be redeemed for credit against any travel purchase. Each month we present a selection of the most original travel and lifestyle trends with ideas from around the world. The Wells Fargo Propel American Express Card. Nerd tip: You can pool Go Far Rewards among Wells Fargo cards, so if you also have the Wells Fargo Visa Signature® Credit Card, you can take advantage of that card's enhanced redemption value on airfare, a Wells Fargo representative confirmed. Why We … Wells Fargo does not have the ability to control how a retailer chooses to classify their business and therefore reserves the right to determine which purchases qualify for bonus points. The information for the Wells Fargo Propel … NerdWallet strives to keep its information accurate and up to date. Simply use your eligible Wells Fargo Propel® American Express Card to pay your monthly cell telephone bill and get up to $600 of cell phone damage and thief protection (subject to a $25 deductible). While the Wells Fargo Propel American Express® card doesn't charge foreign transaction fees, American Express isn't as widely accepted outside the U.S. as are Mastercard and Visa. That means that for a card to be worth it, you would have to earn enough value in rewards to break even with the annual fee. The Wells Fargo Propel offers 3 points per dollar spent on dining (eat in and take-out), travel, transit and a handful of the most popular streaming services, including Spotify, Apple Music, … For your security, we do not recommend using this … You may not earn bonus points for purchases made through third-party payment accounts, at online marketplaces, with retailers who submit purchases using a mobile/wireless card reader, or if you use a mobile or digital wallet. » MORE: Full review of the Citi® Double Cash Card – 18 month BT offer. Points are worth a penny each and can be redeemed for things like travel, cash back or gift cards through the Wells Fargo Go Far Rewards portal. , but instead of tiered rewards, it offers 2% cash back on everything — 1% back when you make a purchase and another 1% back as you pay for it. The streaming services category is also a differentiator and could be valuable to the right kind of user. Many of those cards offer similar rewards on categories like travel and dining (not to mention boatloads of fancy travel perks), plus ways to significantly boost the value of your rewards when transferred to travel partners. Refer to the Summary of the Go Far® Rewards Program Terms and Conditions and Addendum for the Wells Fargo Propel American Express® Card for details. Those who qualfy for the bank's. If you're yearning to earn a big pile of travel points but can't stomach the thought of paying a hefty annual fee to do so, the. Beginning of popup Notice. One rewards point will be earned per $1 spent on other net purchases. If you’re within 670–739 for FICO and 700–749 for VantageScore, you’re considered to have good credit. Additionally, 3 rewards points (1 base point plus 2 bonus points) are earned per $1 spent on net purchases for eligible online streaming services. Enter your username and password to securely view and manage your Wells Fargo accounts online. Her work has been featured by The New York Times, USA Today, Business Insider and other media outlets. You can book travel using a combination of points and a payment card. The Wells Fargo Propel American Express® card doesn't come with an annual fee, but it also doesn't come with goodies like Global Entry/TSA Precheck reimbursement, airport lounge access, or the ability to transfer your rewards to hotel or airline partners. As a travel credit card, the Wells Fargo Propel American Express® card packs an impressive combination of punches: rich rewards on a wide swath of spending categories, not to mention a handsome welcome offer, all for an annual fee of $0. It offers solid rewards, a 0% intro period, and cell phone protection when you pay your bill with … What you will receive if you maintain a qualifying consumer Wells Fargo checking or savings account: Deposit products offered by Wells Fargo Bank, N.A. program. All other spending earns 1 point per dollar. This category includes multiple eligible streaming services, such as Amazon Prime, Audible, Apple Music, Apple TV+, Disney+, ESPN+, fuboTV, HBO Now, Hulu, Netflix, Pandora, Sirius XM Radio, Spotify Premium and more. That's $750 toward travel when you redeem through Chase Ultimate Rewards®, . Fly & Stay. *, Top credit cards that offer cell phone insurance, — especially those that offer generous welcome offers and high ongoing rewards — come with an annual fee. I've been thinking about this card for a while now and pulled the trigger last night. The Wells Fargo Propel card is a much-needed breath of fresh air and simplicity in the increasingly complex world of loyalty programs and credit cards. Wells Fargo Propel: Pricing information including interest rates, benefits and fees was obtained on May 20, 2020 from published websites and is believed to be accurate, but not guaranteed. Citi® Double Cash Card – 18 month BT offer, If you're not much of a traveler and you're seeking a simple rewards structure, you might want to consider a flat-rate cash-back credit card, like the. Refer to the Go Far® Rewards Program Terms and Conditions and Addendum for the Wells Fargo Propel World American Express® Card for details. If your Portfolio by Wells Fargo® program statement-ending qualifying relationship balance is $250,000 or more, you will earn a 50% relationship bonus. It's not the only travel rewards card to include certain less-considered categories like campgrounds, tolls and taxis. The card also has an introductory APR of 0% intro APR for 12 months on purchases and qualifying balance transfers, and then the ongoing APR of 14.49% - 24.99% Variable APR. Issuers take into account your income, existing debts and other information. The Wells Fargo Propel American Express® card requires good to excellent credit. If you own more than one qualifying deposit account, you will earn the most favorable bonus rewards points percentage you qualify for at the time your relationship bonus is calculated. Many or all of the products featured here are from our partners who compensate us. That's $750 toward travel when you redeem through Chase Ultimate Rewards®. Earn 3 points per $1 spent on the following categories: This category includes restaurant dining, takeout and bars. Purchases not processed using these codes for American Express mentioned above will not qualify for bonus points. Wells Fargo does not have the ability to control how a retailer chooses to classify their business and therefore reserves the right to determine which purchases qualify for bonus points. Terms apply. Wells Fargo Propel AmEx Review: No Fee, So Much Value It may not have a lot of fancy perks, but no other card lets you rack up such rich rewards on such a wide swath of common … So for overseas travel, this card might not be your best bet. But the. Wells Fargo Propel Approval! Disclaimer: NerdWallet strives to keep its information accurate and up to date. Learn More about the Wells Fargo Propel American Express® card. American Express CONNECT brings it all together, making it easier for you to take advantage of your Cardmember benefits. You may not earn bonus points for purchases made through third-party payment accounts, at online marketplaces, with retailers who submit purchases using a mobile/wireless card reader, or if you use a mobile or digital wallet. So if you've accrued 10,000 points, you can redeem for $100 cash back, or $125 worth of travel. If you're looking for more information on how your credit card options might stack up, check out NerdWallet's best credit cards page. There’s no limit to the number of points you can earn on the Wells Fargo Propel American Express® card, and rewards never expire as long as your account is open. The Wells Fargo Propel card is a near-perfect choice for those who want to score high earnings but can’t stomach the idea of paying an annual fee for a credit card. Apply today for our best rewards card. Cardholders earn an unlimited 1.5 points per dollar spent on all purchases. Rewards: Earn 3 points per $1 spent on the following categories: Eat & Drink. Member FDIC. When evaluating offers, please review the financial institution’s Terms and Conditions. If your goal is travel rewards plus perks, the Chase Sapphire Preferred® Card is a strong contender. If you are designated as being in the Wells Fargo Private Bank, you will earn a 50% relationship bonus. Get 3X points for popular streaming services, ordering in and eating out, gas stations, transit, rideshares, car rentals, hotels, homestays, and flights. This category includes gas stations, rideshares and transit. If you own the primary checking account within a Portfolio by Wells Fargo® program, you will earn a 25% relationship bonus. That is advantageous because with the Wells Fargo Visa Signature your points are worth 1.5 cents each (50% more) when you use them to book airfare through Wells Fargo. If you're looking for more information on how your credit card options might stack up, check out NerdWallet's, Get started with Wells Fargo Propel American Express® card. » MORE: NerdWallet's best cards for streaming services. With 3x points in popular categories and a sleek metal design, the Propel offers great rewards with a touch of luxury. The secret sauce with this card is that points take on 25% more value when used to book travel through the Chase Ultimate Rewards® portal. Our partners compensate us. Potentially limited international Acceptance. 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